Let’s not have universal health care but just make health insurance more affordable?

angelcutie asked:


and have the insurance companies take out take all these pre existing condition clauses. Then we don’t have to worry about giving health care to illegals or higher taxes. Does anyone agree with me?
if you disagree can you please explain why

This entry was posted on Thursday, November 27th, 2008 at 12:30 pm and is filed under Health Care. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.

13 Responses to “Let’s not have universal health care but just make health insurance more affordable?”

  1. oleowl_2000 Says:

    As much as I dislike the Universal health care idea, I just do not see how a more affordable insurance without preexisting conditions clauses would work. Where will the money come from? I think you need to think this over a bit more.

  2. chocolatecoookiesz Says:

    That sounds reasonable. All this universal health care is probably scaring some people…ya know? A slight step towards communism?

    If it’s health care, it’ll be a no person left without a job next.

  3. baserunner316 Says:

    you GO girlfriend! if you saw 30 days on minimum wage by morgan spurlock you saw the part of the documentary where he shows us a $400 bill for a BAND AID. THIS crap is the first thing that needs to be taken care of with health care. i have a friend in canada who says it’s a nightmare. do we really want to trust the GOVERNMENT to provide us with quality service? as bad as repubs are the dems make me want to bring the leeches out..

  4. mom Says:

    Absolutely, unequivocally YES! And how about reforming the car insurance and homeowners insurance industries as well. To me insurance is worse than taxes. You have to pay it but you can’t use it or you risk losing it. It is bad when people make 60K a year and still can barely pay the money for insurance every month!

  5. richard t Says:

    it don’t work that way………………….Medicare seems to work pretty good………….and out of the 19 developed counties the US came in last as to quick treatment………….I pay $825.00 per month ………….it is not right!

  6. tworeinforcer Says:

    i agree. if we go to a universal system it will be bad. not just because of the illegals but because we will no longer beable to just go to the doctors or schedual surgery. there will be watting lists and regulations. canadas system is in truble. ours wont be any better. more affordable health care is a great slution. most people dont buy health care because they dont want it, or dont want to spend the money on it. i have my work and i have an additional thats only a little more than 120 dollars a month. thats not that unaffordable. i think you have the right idea

  7. Carl R Says:

    I only half agree with you. Instead of having universal health care, we should make it harder for people to sue a doctor for malpractice and force doctors and hospitals to charge the same price to someone who is paying cash as they would to someone who has the government paying the bill. If doctors didn’t increase their prices several 100% to make up for the amount the insurance company is going to knock off, then charge the people paying cash the full price, many people could live just fine without insurance.

  8. drfulkrumsinvisiblekneemachine Says:

    Health care is so high because hospitals charge more than they should for treatments to offset malpractice insurance and Doctors high salaries. It’s a big mess, because doctors need high salaries to offset their high college debts, and their high lifestyles. Colleges charge high because they have to pay their professors that want the big money and to pay for the college sports teams. We then get stuck footing the bill to pay the salaries of all these people down the road. Not only do we have to pay for the insurance to pay the insurance companies high salaried exec’s, but the high overcharging of the hospitals to make money to expand and pay it’s high salaried doctors . plus we have to pay high prices to attend college sports events and attend college to get a job that even offers health benefits so that we can pay the high insurance premiums…..oy vey

  9. sparkles Says:

    PRETTY PLEASE….share your ideas with Hillary Clinton and John Edwards

  10. mbrcatz17 Says:

    OK, so you want to make the policies cover more things, and bring in less money.

    I don’t agree with you, because it wouldn’t be long before the insurance companies are bankrupt.

    You can’t sell a product for substantially less than it costs, and stay in business.

    Health insurance companies pay out $.99 for every $1 they take in. So you now want them to take in $.50, and pay out $3. (keep in mind, people with pre-existing conditions will have much higher claims than joe average).

    This is not a viable business plan.

  11. acermill Says:

    Let me think this through. You want LESS expensive health insurance, but want the insurers to increase payouts by covering all pre-existing conditions ???? And this additional payout money is going to come from the Good Tooth Fairy ?

    You didn’t think this through at all. (And after reading the other responses, they didn’t think it through either, save for mbrcatz21.)

  12. Custo Says:

    Great idea… What exactly do you propose we do to make health care more affordable? I guess, start with the obvious, eliminate fraud. &, maybe if we were healthier we wouldn’t need our insurance as much… um, ok. I’m out of ideas that MIGHT actually work.
    You can have cheap/free socalized health care, which I think would be awful. Or, stick with what we’ve got… Seems our odds of learning to use the resources we have available is a better option, than reinventing the whole system to include the government…

  13. Akin B Says:

    You can take out pre-existing conditions clauses, but it still wont change the cost of health insurance. It will only go up to cover those with serious chronic conditions.

    I’m sorry to say this, but universal health care is one way to lower health care costs. Yes taxes will have to go up, but it will be spread across 300,000,000 taxpayers in the US. Creating one massive group health insurance plan. (I don’t really like getting the government involved, but this is a death spiral on a national scale)

    The other method would be preventative health care, by eating right and exercising on a regular basis. The hard part with that is getting people to stop eating unhealthy foods on a national scale (Especially in the South).