Health Care

theypissonourbacksandsayitsrain asked:


I am trying to get a sense of the range of situations out there that people are experiencing.

6 Responses to “How much do you pay for health insurance? Any health care/insurance horror stories out there?”

1. Quinn22 Says:
   January 3rd, 2009 at 12:19 am

   $168/ month for family.

   Everything has gone wonderfully except that the emergency rooms are packed with people who seem to be challenged with the english language.

   Care has been fine.

2. Mezmarelda Says:
   January 5th, 2009 at 7:50 pm

   $897.00 per month, and I am single (not family plan).

3. andy g Says:
   January 6th, 2009 at 2:49 am

   None, provided by the company and no the ins. is great

4. kathy059 Says:
   January 9th, 2009 at 9:56 am

   Close to $800 a month for 2 – healthy people who never go to the doctor.

5. Kenneth J Says:
   January 9th, 2009 at 2:58 pm

   I have Blue Cross /Blue Shield health care

   And it don’t cover anything that’s not a matter of life or death.

   Doesn’t cover one cent of doctor office cost which is $150.00per visit..

   Really only thing it helps cover is prescriptions and hospital care.
   Not emergency room care either unless matter of life or death.

   We need a low cost coverage plan similar to the state medicaid plan that the poor are given and we the taxpayer have to pay for.

   Really seems like the state provides better care for people who don’t work or have very much.
   Then what we get when we pay for our insurance ourselves.

   I think Hilary’s plan would possible be better then what we have now.
   And wouldn’t cost near as much.

6. firstam2008 Says:
   January 11th, 2009 at 11:11 am

   Well I’ve been uninsured because I’ve been UNinsurABLE most of my life–at any price.
   But I will share a couple of examples of other uninsurables.
   I had a college student who was 23, I believe, and one fine Christmas day he got on his motorcycle to go to a 7-11 to pick up something his folks needed that morning for the company that was coming. A DRUNK DRIVER who had partied all Christmas Eve ran a red light and sent my student ALL over the road. Fortunately, he lived to tell the tale. He had RODS in his one leg and one in the other from the massive crushing that was done. I think he even had a steel plate in his head, broken arms, the whole shebang. He had been told that as soon as he hit 25 he would NEVER be able to get insurance anywhere under any circumstances UNLESS it was with a LARGE company that got automatic coverage without pre-existing conditions issues–and there would be a probationary period during which he would NOT be able to be treated for ANY complications, etc. he might experience from being the VICTIM (a word much misused, but ACCURATE here) of a drunk driver. (I believe the drunk got the standard slap on the wrist and the student did NOT get a large settlement or any settlement for what was done to him.) He was wondering what he could do as it was a LONG way off to Medicare. Unfortunately, there is nothing I’ve ever heard of where he would receive justice and insurance. In fact, given the major and numerous injuries he’d been told he could forget even catastrophic health care policies–and what has cancer or a heart attack got to do with having been MOWED DOWN by a drunk who, of course, has and will always have, health insurance?

   Had another student who was in her 40s and decided to go to nursing school. She was having trouble getting insured. She had had ONE migraine. I said, “OK, so they exclude migraine coverage.” Nope, she said, she could NOT get anyone to write her a policy. She said she might have to try to fork over 5 times what a community college would cost to go to a university where she COULD get insurance to do her nursing degree. That’s STUPID.
   Given my own inability to be insured, I suspect they were telling me the truth, but let’s just discount my personal knowledge. THIS story is documented and DECENT people should be outraged and should recognize that NOTHING prevents this from happening to THEM or anyone they love:
   “Aldrich’s situation is “asinine” but increasingly common, said Dr. Deborah Thorne of Ohio University. Thorne, co-author of a widely quoted 2005 study that found medical bills contributed to nearly half of the 1.5 million personal bankruptcies filed in the U.S. each year, said that ratio has likely worsened since the data was gathered.
   …
   Like Aldrich, Thorne said, three-quarters of the individuals in the study who declared bankruptcy because of health problems were insured. ”

   Read the WHOLE thing please–it will make you ill.

   Oh, and lest you fall into the UHC will fix that trap, it won’t:
   “Jewish World Review Feb. 12, 2008 / 6 Adar I 5768
   In Canada, the Schiavo case with an outrageous twist
   By Jonathan Rosenblum
   An elderly Orthodox Jew is on life support. His children have adamantly opposed his removal from the ventilator and feeding tube, on the grounds that Jewish law expressly forbids any action designed to shorten life. If their father could express his wishes, they say, he would certainly oppose the doctors acting to deliberately terminate his life. The director of the ICU told the children that neither their father’s wishes nor their own are relevant, and he would do whatever he decided was appropriate ”

   Now you can understand why I respect THIS plan:
   QUALITY, ACCESSIBLE, AFFORDABLE health care for all.
   That means preventative care (physical with follow up). Real medication (no Medicare “donut holes” the really ill are ripped off again.) No bogus ridiculously low “caps” on needed medical procedures. No abuse of the ER. No paying for the silly with the sniffles to go to the doc for free. No more bankruptcies over medical bills. I want THIS plan that ends abuse of the taxpayer, takes the burden off employers, provides price transparency, and ends the rip-off of the US taxpayer at the hands of greedy insurance CEOs (which has been repeatedly documented).
   Read the PDF, not the blurb, for the bulk of the plan. Book is searchable on Amazon.com
   Cassandra Nathan’s Save America, Save the World