Mortgage Brokers and Planners, What is the difference?
If you are a Albertan homebuyer or home owner - at any stage in your mortgages life - then it feel s like everybody wants a piece of you. This should never surprise you as first time home ownership is pretty much impossible without a mortgage .
Lending money as mortgages is big business They will temp you with low rates, or tease you with special promotions. How can you eliminate the hype? What you want is a sensible mortgage that is going to make sound financial sense. You would think it would not be a lot to ask for, but where can you turn to get good advice. The banks say they have the answer, while the mortgage broker will for sure tell you otherwise. Trying to be a smart mortgage shopper can sometimes be overwhelming.
Here is the most important tip: Find yourself a Mortgage Planner. Not just a broker or a mortgage rep from a bank. Why would you want a Mortgage Planner ? Because in an industry with huge range of expertise the mortgage planner is the one person with the most experience and they can help you pick to fit your big financial picture.
In the 1970 mortgage brokers were often considered the last resort financing. Over time they took on more of a consulting role so that customers could find the best rates. They also began to provide information in the market place on how to become mortgage free faster or providing help arranging client’s debt to focus on the creation of wealth.
Kelleway Mortgage Architects is a mortgage planner that provides expert advice on all matters related to mortgages. They maintain the highest professional standards while ensuring the strictest ethical standards. Kelleway Mortgage Architects do not focus only on the competitive rates , but they also consider such factors critical to mortgages like repayment options, market trends and always ensuring that they do not conflict with long term goals
